Strata Capital

Strategic Wealth Management | Fairfield, NJ

Making Complex Decisions Simple

Providing Financial Direction To Help You Live Your Best Life

Strata

/'strādə,'stradə/

The highest level; the act of taking the high road

Welcome to Strata Capital

At Strata Capital, we believe that a life well-lived is defined by balance: balance between work and family, between caring for others and caring for ourselves, between your lifestyle today and in the future. As wealth managers and financial planners, our job is to help you understand how the decisions you make today impact your future—because when you have financial clarity, you gain the freedom and confidence to enjoy your life to the fullest.

How We Help

We appreciate the busy lives that our clients live, and we know they need someone they can trust to help them maximize and protect what they have worked so hard to earn.

Our Approach

What We Do

We understand that financial decisions are often daunting and complex, and we take pride in making things easier for our clients and giving them the tools, resources and information they need to make decisions confidently.

Our Services

The Latest

The DIY Financial Planner’s Roadmap: Strategies for Long-Term Planning

The DIY Financial Planner’s Roadmap: Strategies for Long-Term Planning

By David D’Albero II and Carmine Coppola on September 1, 2024

By David C. D’Albero II I often talk with people who believe they have a financial plan, but their “plan” is based more on assumptions and general ideas about their future than a structured strategy. Some people even use elaborate Excel spreadsheets to attempt to forecast what their assets will be worth and what their […]

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The Ultimate Guide to Cash Balance Pensions After Leaving Your Job

The Ultimate Guide to Cash Balance Pensions After Leaving Your Job

By Carmine Coppola on August 1, 2024

Wondering what to do with that retirement account from your previous employer? If you’ve worked in Corporate America, there’s a good chance this account is a cash balance pension plan. Unlike traditional pensions, these plans often provide more options when you leave a company. What is a Cash Balance Pension Plan? A cash balance pension […]

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What Should I Do With My PRA When I Leave MetLife?

What Should I Do With My PRA When I Leave MetLife?

By David D’Albero II and Carmine Coppola on June 14, 2024

By Carmine Coppola The MetLife Personal Retirement Account (PRA) is a cash balance pension, an additional retirement account that complements the discretionary 401(k) plans most employers offer today. This plan allows employers to reward employees with extra retirement savings on a tax-deferred basis. Though cash balance pensions do not allow for you to contribute to […]

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