By David D’Albero II and Carmine Coppola on June 9, 2026
By Carmine Coppola, Co-Founder, Strata Capital Retirement is expensive. Not in a vague, theoretical way, but in the very real sense that replacing your income without a paycheck takes planning, discipline, and time. Most people hear the standard guidance early in their careers: save consistently, take advantage of the match, invest for the long term. […]
By David D’Albero II and Carmine Coppola on June 9, 2026
By David C. D’Albero, Co-Founder, Strata Capital Most people associate retirement planning with familiar tools such as 401(k) plans, IRAs, and brokerage accounts. These vehicles deserve their place in a well-structured plan. Yet occasionally there is another strategy sitting quietly in the background, rarely discussed with the same enthusiasm, despite offering significant tax advantages. One […]
By David D’Albero II and Carmine Coppola on June 3, 2026
Ask most people if they have a financial plan and they will say yes. Ask them whether that plan accounts for a long-term disability, a business failure, a divorce, a market collapse in the early years of retirement, or a major tax law change, and the answer gets much less confident. This is the quiet […]